EMV Level 1, 2 & 3

EMV is the global standard that governs how chip-based payment cards, terminals and payment applications communicate securely. Before a terminal, payment kernel or card-acceptance solution can go live in the market, it must be tested and approved at the levels the standard requires. Miel Contractors guides banks, payment processors, terminal vendors and fintechs through EMV Level 1, Level 2 and Level 3 so that products reach approval and launch with confidence.

THE THREE LEVELS
• EMV Level 1 – Hardware and interface: the electrical, mechanical and communication-protocol requirements of contact and contactless terminals.
• EMV Level 2 – Payment application and kernel: the transaction processing logic, application selection, risk management and cryptographic functions of the terminal software.
• EMV Level 3 – Network and acquirer certification: end-to-end testing of the terminal and host against acquirer and card-scheme requirements before deployment.

HOW WE SUPPORT YOU
• Readiness and gap assessment against EMV specifications and card-scheme requirements
• Certification scoping and test planning for each level
• Preparation of documentation and test evidence
• Coordination with accredited test laboratories and payment networks
• Guidance on resolving failed test cases and re-testing
• Pre-launch review so your solution is ready for deployment

WHO IT IS FOR
Banks and acquirers, switching and payment processors, POS and mPOS terminal vendors, payment software developers, and fintechs launching card-acceptance products in Nigeria and beyond.

Contact us today

Certifications & Global Standards Information Security & Risk Management Financial Institution Compliance Suite Training & Professional Development Audit Preparation & Advisory

(+234) 813-872-0480 info@mielcontractors.com